Mortgage Programs

We have various mortgage programs available through multiple lenders that are constantly being updated

We have various programs available through multiple lenders, ranging from the basic 30 and 15 year fixed mortgages, to adjustable's of varying length. Depending on the interest rate markets and your individual situation, we will find the best program for you, whether you are planning on being in your home for five years or the rest of your life. Our lenders have 100% financing available through the USDA Rural Development program (subject to area restrictions). FHA and VA loans, including 203K renovation loans, are available through our lenders as well. The HomeReady, Home Possible, Elite, and High Balance are options that may suit your needs. Program parameters are constantly changing and our lenders have the best technology to keep up with these changes. We analyze your financial situation and depending on factors from down payment, to debt ratios and credit, we can offer options for your needs. We are constantly monitoring our lender base to get the best programs available. We keep you in our database so if there is a change in the interest rate environment, and it makes sense to refinance, we will present you with alternatives. These programs have saved borrowers hundreds of thousands of dollars over the life of the loan.

  • 100% Financing
  • (Qualified First Time Homebuyers)
  • 90% financing for Second Homes
  • Refinancing
  • Portfolio loan programs
  • VA Loans
  • Rural Development Loans
  • Automated underwriting
  • Jumbo Loans
  • Fixed or Adjustable
  • Amortization tailored to your needs

We have direct on line automated underwriting with both Fannie Mae and Freddie Mac. Products and programs subject to change. These offers are through numerous lenders and can change without notice.